If you're willing to tie up your savings for a year, the best rate currently available is 1.65% EPR from Bank of London & The Middle East. The next-best rate is 1.6% AER from Atom Bank . Bank of London & The Middle East's account is Sharia-compliant, and so offers an expected profit rate as opposed to interest. On fixed-rate cash Isas, Ford Money pays the best one-year rate of 1.37%, with Virgin Money at 1.36%. For two years, the top rate is 1.46% from Hampshire Trust Bank. Ford Money, Aldermore Bank, Kent Reliance, Paragon Bank and Shawbrook Bank all pay 1.45%. Are you getting the best deal on your building society and bank savings? Check the latest interest rates on accounts from no-notice withdrawal accounts, to offshore and long-term savings. See our